Pension Law

Pension law is the law and regulation of workplace pension plans run by employers and trade unions, registered with tax authorities and regulated by a provincial or federal regulator.

Six million people participate in a Canadian workplace pension plan, in the private sector and broader public sector and in all industries and levels of government. Pension plans cover 37% of the workforce and are an important pillar of the Canadian retirement system. Some $60 billion dollars is contributed yearly to pension funds with $1.5 trillion in managed assets.

Pension plans operate in the interests of employers, employees and pensioners and their families, governments and financial institutions. Pension law is technical, multidisciplinary and policy-oriented. When interests diverge, it triggers disagreements that raise legal questions. Because of fiduciary relationships, pensions and benefits disputes are suitable for dispute resolution.

The situation that arises as a result of these provisions is summarized succinctly by Ari N. Kaplan in his authoritative text on Pension Law
— Carrigan v. Quinn, 2011 ONSC 585 per Nolan J.

Click here for an excerpt of Pension Law (2e).

Click here to read the foreword to Pension Law by Iacobucci J. and Gillese J.A. 

Ari Kaplan is the author of Pension Law (Irwin Law: 2006), co-recipient of the Walter Owen Book Prize for outstanding new contribution to Canadian legal literature, and co-author of the second edition (2013; w/ M. Frazer). Pension Law is Canada’s leading textbook in the area and has been repeatedly cited by the Supreme Court of Canada and courts, tribunals and commissions. Pension Law 3e expected publication: Q1 2020.